5 tips to Keep You Motivated and Out of Debt


Like losing weight, getting out of debt can be a long and toilsome process.  However, piling on debt is easier than piling on the pounds.  There aren’t any quick and easy fixes, so I’ve listed 5 … [Read more...]

What Do You Think? Do Poor People Have It Too Good?


I want to hear what you think about this. The other day, a reader emailed me an exchange he had with a Facebook friend. The Census Bureau recently reported that in 2010 over 46 million – … [Read more...]

You Have Less Than You Think


It’s possible you’ve noticed, but in case you haven’t, let me just say, I really love talking about personal finance. So much so that I volunteer for two organizations as a financial education … [Read more...]

How to Create a Digital Vision Board


The most pathetic person in the world is someone who has sight, but has no vision. ~ Helen Keller Very few of us set goals for goal setting's sake. Presumably, we're working towards something - a … [Read more...]

Don’t Get Distracted by Misguided Money Advice


Having an “I deserve it” mentality when you’re living paycheck to paycheck is a surefire way to stay broke. If you want to constantly live in a state of financial ruin, then justify every … [Read more...]

Frugality Basics


The hardest part about achieving financial freedom is changing your habits. Before tackling those student loans, working on that emergency cash cushion, or contributing to your retirement fund, you … [Read more...]

Are you generous or spineless?


The likelihood of us becoming close friends is inversely related to your propensity to hassle me. Words generally used to describe me are “smart,” “sarcastic” and just plain ol’ … [Read more...]

Why Your Prayers Are Powerless Over Your Money


For a while I wondered if I should discuss religion. After all, our religious beliefs, or lack thereof, can strongly influence the way we manage our money. Still, religion is a sensitive issue. … [Read more...]

20 Dumb Ways to Manage Your Money


Ever wonder how some people make being dead broke look so easy? If you're envious of their ability to make dumb financial decisions look smart, then envy no more. I've compiled a total of 20 … [Read more...]