Thrift Stores: A New Way to Shop!

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As a little girl, I loved going to the thrift stores with my grandmother. It was nothing for us to get up bright and early on a cool, crisp autumn morning and head to the local thrift store. … [Read more...]

The Most Wonderful Time of the Year

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This is my favorite time of the year.  Why? Christmas Shopping!!!! Before you start telling me about the true meaning of Christmas, I know and I love and celebrate the birth of Jesus.  But I can’t … [Read more...]

A Blessing in the Recession

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The national unemployment rate in the United States is at an all-time high. Even worse, the unemployment rate for the African-American Community is at an even more alarming rate. … [Read more...]

What Do You Think? Do Poor People Have It Too Good?

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I want to hear what you think about this. The other day, a reader emailed me an exchange he had with a Facebook friend. The Census Bureau recently reported that in 2010 over 46 million – … [Read more...]

Judging and the road to self improvement

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“It is well, when judging a friend, to remember that he is judging you with the same godlike and superior impartiality.”  ~  Arnold Bennett  … [Read more...]

The Fool-Proof Emergency Fund

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Most financial advisers recommend that you keep 3 to 6 months of expenses saved up in an emergency fund. You know that, but every time you try to save, the money tempts you and you spend it. Here is a … [Read more...]

Analyze This! Self Reflection for 2011

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It’s August, and now is a great time to assess the progress you’ve made so far.  Doing some housecleaning now will help you feel better at the end of the year.  It’s time to  readjust or … [Read more...]

Walk, Don’t Run

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“For I know the thoughts that I think toward you, saith the LORD, thoughts of peace, and not of evil, to give you an expected end.” Jeremiah 29:11 I don’t know about you ladies, but … [Read more...]

Good News for Unemployed Homeowners

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Good News for the unemployed homeowner announced by the Obama Administration. A recent adjustment to Federal Housing Administration (FHA) requirements requires loan servicers to extend the forbearance … [Read more...]

Keep on keeping on after a setback

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In April, I lost my job of 13 years after some setbacks in the workplace. While I do admit to having a "pity party" for at least a couple of days after I was escorted out of the building by Human … [Read more...]